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Loft insulation is one of the most effective ways to cut energy bills, reduce heat loss, and improve your home’s comfort, especially in the UK where heat escaping through the roof can account for a significant portion of wasted energy. Thanks to government-backed schemes like ECO4 and regional energy efficiency funding, many homeowners, tenants, and landlords can now access fully funded loft insulation grants with little to no upfront cost.

In this in-depth guide, we’ll walk you through everything you need to know about loft insulation grants in the UK in 2026, including eligibility criteria, how the process works, the benefits of installation, common questions answered, and how to apply.